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State Farm And Usaa Are The Most Affordable Major Car Insurance Companies In The Country.

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On Average, Erie Insurance Is Only Slightly More Expensive Than State Farm At $115 Per Month.

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But it's only available in 12 states. As you can see from the list, the three cheapest car insurance companies for students are commonwealth casualty ($74.05/mo), clearcover ($101.87/mo), and gainsco. The 10 cheapest car insurance companies.